A fancy term, probably most of us would have just ignored it assumingly that this is not for me. To put it simply, estate planning involves deciding how you want your assets to be distributed after you die (or become unable to make your own financial decisions). Estate planning can be complicated, so it’s best to […]
Debt Funds are not as innocuous & simple as they sound. The word ‘DEBT’ Means Money Borrowed and Lender get a fixed Interest from it, however, these are still subject to 3 Types of Volatility Parameters/ Risks and investors should not expect a straight-line return from these. 1. Interest Rates Risk. 2. Credit Risk. 3. […]
Using a model portfolio or age-based asset allocation can be considered a good starting point, but do remember there is no one-size-fits-all when it comes to your financial planning. Amy Arnott is a portfolio strategist for Morningstar. Amy advises readers to tailor their respective portfolios to a better fit for financial planning. Here are some […]
460%+ Returns: Jan 2003- Dec 2007 (1100-6200 NIFTY) – 5 Years of Bull Run. Though there were multiple correction in between, few large one as well, but the bullish Momentum was maintained. So, current 60%-70% Equity Run up should not scare you. A proper scan of Macro and Microenvironment is necessary. Few Positive to begin the year with: […]
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Businesses across the globe are stressed, be it aviation, hospitality, tourism, automobile, Oil, etc. Rating agencies are working extra hours to keep a tab on companies’ liquidity situation. Corona is having its play on the economy. India’s GDP this financial year will either be flat or negative….. And the list goes on. In the next […]
Life, they say, begins at 40, but there are many who lose their footing in their middle years—perhaps the most remunerative period in one’s working life. At a time when one should be getting financially stronger, some sleepwalk into a money tangle after years of overspending on debt or indulging in exotic investments. Many individuals […]
CRASHES CAN MAKE YOU RICHER. I have always looked at Market crashes as a great opportunity to make Fast Money. But investor needs to have an appetite & psychology to stay the course. Crashes have returned Massive Money back to investors who braved it. I have picked out some interesting data from BSE Small Caps, […]
HOW TO BEAT YOUR BIASES Benjamin Graham once said that the investor’s main problem and his worst enemy- is likely to be himself. Behavioral finance is best known for the list of various cognitive and emotional investor biases that researchers identified and the evident effects they have on investment decision-making. Overconfidence is the most significant […]